Unidos Triunfaremos Group
They have different daily activities. For example, Martin, president of the group, buys and sells used things. Nancy, the group treasurer, has been making and selling clothes for many years. She studied since she was very small. Little by little she has been able to exceed in this field. Now she has her own machines that facilitate her work. She is very happy to belong to the group.
Jenny sells disposable products like plates, glasses, cutlery, and bags, etc. in the central market.
Raúl makes all types of lingerie with his brother, Yac, who is also a singer.
Dina sells sweets like cakes and pudding, which are the most requested items.
The other members sell cosmetics by catalog.
All of the members want to increase the capital for their businesses and be able to buy more products and supplies, which will help to increase their earnings.
L. Alcancia Comunal “Unidos Triunfaremos” conformado por 10 integrantes, viene trabajando con EDAPROSPO hace cuatro años, en L. cual demuestran puntualidad y responsabilidad en sus pagos.
Tienen diferentes actividades cotidianas por ejemplo: Martín, presidente del grupo, compra y venD. artículos usados; L. Sra. Nancy, tesorera del grupo, se dedica a L. confección y venta D. prendas D. vestir hace muchos años, elL. estudió desD. muy pequeña y poco a poco pudo sobresalir en este campo, ahora tiene sus propias máquinas que le facilitan el trabajo. Esta muy contenta D. pertenecer al grupo.
Jenny se dedica a L. venta D. cosas descartables, tales como platos, vasos, cubiertos, bolsas etc. en el mercado central.
Raúl confecciona todo tipo D. lencería juntamente con su hermano Yac que además es cantante.
Dina se dedica a L. venta D. dulces tales como pasteles, y mazamorras que son los más pedidos. Las otras socias se dedican a L. venta D. cosméticos por catalogo.
Todos los socios afirman que desean aumentar el capital para sus negocios, y así poder comprar más productos e insumos que le ayudaran a aumentar sus ganancias.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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