Mr. Rafael L. lives in his own house, in the area of Pasankeri, Iadera, which is west of the city of La Paz, with his daughter. Mr. Rafael works as a messenger and assistant in the office of a private company in La Paz. The income from this job is used to take care of his family. The loan he is requesting will be used to build a retaining wall, since his house is located on a slope, so he needs to stabilize the floor. This is the fourth time that he has requested a loan. Because of this and his socio-economic level, he qualifies for a loan.
El señor Rafael L. vive en casa propia, en la zona de Pasankeri, ladera oeste de la ciudad de La Paz, con su hija.
El señor Rafael trabaja como mensajero y auxiliar de oficina en una empresa privada de La Paz, ingresos con los que mantienen a su familia.
El crédito solicitado es para la construcción de un muro de contención, ya que la pendiente en la que se encuentra su vivienda exige que se estabilice el suelo.
Esta es la cuarta vez que solicitan préstamo y el análisis socioeconómico realizado los califican favorablemente y pueden acceder a un crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.