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Seventy-five per cent of Cambodian people have a farming business and Mrs. S. is one of them. She is a married woman with nine children, two of whom are married and the other seven are single and work in different jobs. Her husband is a mobile building worker.

S. is taking out a loan to purchase fertilizer to enrich her rice crop and to pay for plowing fees. She and her husband appear in the photo at their farm.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,250.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Chap to purchase fertilizer and to pay plowing fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 6, 2009
Aug 10, 2009
Currency Exchange Loss:
Sep 15, 2010