Tuinanau T. is a 50-year-old woman who lives in the town of Sataoa. She is married and has six grown children. To make a living, she runs a farm where she grows fruit. Tuinanau has been engaged in this business for more than three years and earns approximately $350 WST a month from these activities.
In 2009, Tuinanau joined SPBD to gain access to financial services to help improve her life and ability to engage in business. She is requesting her first loan from SPBD to buy additional seeds, seedlings and young crops to raise. Tuinanau plans to use the additional revenue made possible by this loan to improve her life and expand her business.
SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders."
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.