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Lucia Iveth
Lucia M. is 27 years old. She lives in the Los Cedros region in the Villa del Carmen community, located in the state of Managua. She has worked as a cashier for the past 6 months, a position she also held under the prior government administration. She thanks the Bank for providing her with access to a loan that she will use to purchase construction materials such as cement, rebar, concrete blocks, stone and other materials. She will be building an addition to her home and thanks the Institution for the loan that will provide her with a decent house.
View original language description ↓
La señorita Lucia M. tiene 27 años de edad, habitante de la comarca los Cedro, de la comunidad de Villa del Carmen del departamento de Managua, trabaja en el cargo de Responsable de Caja desde hace seis meses anteriormente trabaja en el mismo cargo con el otro gobierno. Agradece a la Institución por brindarle el acensó a un préstamo del cual comprara materiales de construcción como: cemento, hierro, bloque, piedra y otros materiales. Construir un anexo de su vivienda, da las gracias a la institución por el préstamo ya que lograra tener una casa digna.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 89
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • 20.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Lucia Iveth purchase materials to build her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 14, 2009
Aug 9, 2009
Currency Exchange Loss:
Feb 15, 2011