El Fresno De La Soledad Group
Maria Guadalupe is a young woman who lives in a small indigenous Mazahuan town named the Soledad de Francisco Serrato in Zitacuaro, State of Michoacan. She decided to join the Fresno credit group because this group was formed with people from her own community which she knew and respected very much. The main investment of the majority of the members in this group is the cultivation of Hass avocado orchards where they want to cultivate new plants and renew or nourish those already established so that they yield more and better quality fruit.
Guadalupe is 19 years old, is a happy girl that in spite of her young age has many dreams and goals. She studied in High School but now does not have the opportunity to continue her studies because of the distance to the school and the expense incurred by her parents of going to an institution of higher learning. It has been several years since she developed an interest in starting a business that would permit her to obtain income.
Her main desire is to start a fast food restaurant in the industrial zone of the city of Zitacuaro. She thinks that this is the right place to undertake her business activity because she has worked there for a year and noticed that the workers in the area look for places to eat nearby because they do not have enough time to go to the center of Zitacuaro or to their homes to eat. She has thought of using the credit to buy a table, a parasol, plates, glasses, a cast iron pan for grilling, raw materials and all that is necessary to begin this fast food business. Guadalupe visualizes a profitable business that offers clean, flavorful and economical food to her diners who will be mainly workers in the manufacturing zone. Additionally, she wants to support her parents economically so that her younger brothers have the option to study and so that her family improves their quality of life.
Guadalupe tiene 19 años, es una chica alegre que apesar de su corta edad tiene muchos sueños y metas, estudio la secundaría y ya no tuvo la oportunidad de continuar sus estudios por la lejanía de la preparatoria y por el gasto que acudir a algun centro de estudios de educación media superior implicaba para sus padres.
Desde hace varios años surgió en ella la inquietud de poner un negocio que le permita obtener ingresos económicos. Su mayor deseo es poner un puesto de comida rápida en la zona industrial de la Ciudad de Zitacuaro. Ella ha pensado que este lugar es adecuado para emprender su actividad económica porque trabajo un año ahí y percibió que los trabajadores buscan lugares cercanos por el poco tiempo con el que cuentan para comer ya que no es suficiente para que se trasladen al centro de Zitacuaro o a sus casas a ingerir sus alimentos.
Ella tiene pensado utilizar el crédito para comprar una mesa, una sombrilla, platos, vasos, un comal, materia prima y todo lo necesario para iniciar este negocio de comida. Guadalupe visualiza un negocio rentable, que ofrezca comida limpia, sabrosa y económica a sus comensales que serán principalmente los trabajadores de la zona de fabricas. Además ella desea apoyar a sus padres económicamente para que sus hermanos más pequeños tengan la opción de estudiar y para que su familia mejore su calidad de vida.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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