Maritza is 54 years old and has three children and a husband who is retired. She lives in the Unidad de Propósitos neighborhood in the capital city of Managua. Maritza has been selling cosmetics for one year and started with savings that her husband gave her. With this loan she wants to take advantage of Avon's deals since it sells products that clients like and pays well. Her plan is to gain clientele in order to be able to grow and get better benefits.
La señora Maritza de 54 años de edad, vende cosméticos el cual tiene un año de vender, inicio con ahorros que su esposo dio, tiene tres hijos mayores de edad, su esposo es jubilado. Reside en Unidad de Propósitos en la capital de Managua, con este crédito quiere aprovechare las ofertas de Avon ya que vende productos que a los cliente les gusta a si como favorable de pago, sus planes es poder lograr clientela para poder crecer y obtener mejores beneficios.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.