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Bedcia is a responsible housewife of Ernesto. They are living in Brgy, Manamtam, Bambang, Nueva Vizcaya. She aims to become successful in her business so that she can support the studies of their three children who are presently in their secondary and elementary level. They want them to finish their studies in college so that they will find stable jobs in the future.

Despite the economic crisis that they are experiencing, the couple still has their strong faith and determination in maintaining their business towards success. Bedcia used to roam everyday from one house to another to sell their vegetables. She is patiently doing the business for the welfare of her family. She is asking to borrow a loan from Kiva amounting to PHP10, 000 as additional capital. She hopes that someday through the lenders' help, and hard work and patience in the business, her family will someday able to overcome the hardships of life.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 2097
    View loans »
    Philippines Loans Fundraising
  • $61,204,950
    Funds lent in using Kiva
  • 47.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Bedcia additional working capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 10, 2009
Aug 7, 2009
Currency Exchange Loss:
Jan 15, 2010