T. is a 50-year-old single mother and a resident of Siem Reap Province. She was married, but her husband died of senility many years ago. She has seven children, two of whom live with her and depend on her income. The other five are married and have started new homes. Currently, the income she earns comes from farming. She grows rice and vegetables, which she sells to buyers in bulk every two or three months when the plants mature.
T. will use her loan to better supply her farm by buying more fertilizer and seeds for her growing facilities. She appears in the photo with her daughter at her farm.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.