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A loan of $2,050 helped a member buy more animals (pigs, guinea pigs), food for them, vegetables and fruits to expand their businesses.

El Valle (Cuenca) Group's story

The Valle Community Bank is comprised of nine people. It is located in the Valle parish, which is 30 minutes outside the city of Cuenca. Its members work in sales and agriculture. Most of them are farmers. Part of the population has emigrated due to lack of employment and the desire to give their families a better future. For example, we mention a few of the members who are involved in different activities.

María lives in the Paraíso Bajo commity of the Valle. She is single. She has four children ages 24, 22, 19, and 4. The first three children do not live with her; they have their own families. By herself she has been able to get ahead with her home by working at different activities. She lives in a rented house in the sector. She works as a domestic employee in the city from 9 a.m. until 1 p.m. At home in the afternoon, she works at cultivating her land and raising animals (pigs, chickens, guinea pigs). In the development of her work she has had no problems with her bosses or her neighbors. She gets along well with everyone, and she is a woman who is very blessed.

She has been a member for five years. She is very grateful to the Fundación ESPOIR because they have given her a lot of help with the loans they offer. She says the group is very united and they all get along very well. Each time they try to integrate more women to benefit from the loans.

María has been a member of the Fundación for many years. The loan she is now asking for is to buy more pigs, guinea pigs, and food (small shrubs and grass) for taking care of the animals. Her goal is to keep working to be able to have her own house.

Zoila lives in the Jaime Roldós residential area, which is located in the city of Cuenca. She is 22, single, and she lives with her parents. They live in their own home. She studied in a beauty academy until the second year. She plans to complete those studies.

She works in the 27 de Febrero market selling fruits and vegetables. The business is her own, and she has been working for 13 years. Her work schedule is from 7 a.m. until 7 p.m. every day. Her sister works with her.

She became part of the Fundación ESPOIR because she saw the benefits of the loans given and the ease of getting and repaying them. Her cousin, Maria Z., who is also a member, invited her. This is her first loan, and she expects to continue as a member for a long time because her group is very united and supportive.

Zoila will use the loan to expand her business by buying more fruit, vegetables, and products that she needs. That way she will be able to have a large stock and a variety to keep her customers.

She promises to make her payments punctually and not adversely affect her community bank. Her dream is to be able to finish her studies and to greatly expand her business.

In this group: Digna Mercedes, Jaqueline Del Pilar, Zoila Mercedes, Maria Rosario, Maria Barbarita*, Maria Dolores, Adolfo, Jose Lino, Rosa Balvina
*not pictured

Translated from Spanish by Kiva volunteer Ginny Kalish

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