Djantoyerela 3 De (Djantoyerela De Zoha) Group
When Soro Yiriwaso began to give rural loans which correspond to their work as farmers, these women seized the opportunity. They are on their fourth rural loan, and all three preceding ones were correctly reimbursed.
They want to use this new loan to pay for plowing and weeding, and to buy seeds, fertilizer, and herbicides. They want to plant 6.5 hectares of peanuts, rice, and millet. These women hope to have an average harvest of 2 tons per hectare, or 13 tons in all. A part of the harvest will be sold in the various weekly markets and the rest destined for consumption.
The profit after their sales will be used to reimburse the interest on the loan, cover school fees, for the health expenses of their children, and for buying wedding trousseaux for their daughters.
Avec l’ouverture du prêt de campagne de Soro Yiriwaso, qui correspond avec leur activité étant paysannes, ces femmes ont saisi l’occasion. Elles sont à leur quatrième prêt de campagne et tous les trois précédents ont été correctement remboursés.
Elles veulent utiliser ce prêt actuel pour les frais de labour, de sarclage, l’achat de semences, d’engrais et d’herbicides. Elles veulent cultiver 6.5 hectares en arachide, riz et mil.
Ces femmes espèrent sur une production moyenne de 2 tonnes par hectare soit 13 tonnes. Une partie de la récolte sera vendue dans les différentes foires hebdomadaires et le reste sera destiné à la nourriture..
Le bénéfice de la vente sera utilisé pour rembourser les intérêts du prêt, la prise en charge des frais scolaire, de santé des enfants et acheter les trousseaux de mariage des filles.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid