Mrs. S. Chum, 31, and her husband, Mr. S. Pen, 39, were married in 1998 and have three children (shown in the picture). Two of their children attend school. The family lives in a small village along National Road Number five about 20 kilometers from Phnom Penh, the capital city of Cambodia.
S. stays at home to take of her children, so their main source of income comes from her husband, who has full-time employment in Phnom Penh. She is requesting her first loan of $500 to purchase a motorbike for her husband for commuting to work.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.