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Tomás
Tomás is a dedicated family man, as the well-being of his 2 children are the priority for him and his wife. They live in his father-in-law’s home. Since they married he invested his money in buying an automobile, with which he has worked for 16 years in his city providing taxi service. Tomás begins his work at 5 in the morning, an hour when there are few public buses, taking advantage of the demand, and he finished his work at midnight. He tries to obtain the greatest amount of earnings needed to meet his household needs. On the other hand, Tomás is very prudent about the danger of his car being stolen, so his wife accompanies him during the dangerous hours so as not to take any risks. Now he is thinking about renting a new vehicle, which he will rent and manage its earnings, without stopping his own taxi service. This is his first individual loan with MFP, as his work was always in a group before, but because of urgent needs he decided to increase his working capital and he hopes to continue counting on Microfinanzas PRISMA to provide him the necessary support for his business. The 3200 soles that he seeks will allow him to fix the mechanical problems his car has so that it works normally.
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Tomás es un hombre muy entregado a su familia, ya que el bienestar de sus 2 hijos son la prioridad para él y su esposa, con quienes vive en la casa de su suegro. Desde que contrajo matrimonio invirtió su dinero en la compra de un automóvil, con el cual trabaja desde hace 16 años por las calles de su ciudad brindando el servicio de taxi. Tomás inicia su trabajo a las 5 de la mañana, horario en el cual escasean los buses de transporte público, aprovechando esta demanda y termina su labor a la media noche, pues trata de obtener la mayor cantidad de ganancias para satisfacer las necesidades de su hogar. Por otro lado, Tomás es muy prudente ante el peligro de que le roben su auto, por lo que se acompaña de su pareja durante las horas peligrosas para no correr riesgos. Ahora tiene pensado adquirir una nueva movilidad, la cual alquilaría y sólo administraría sus ganancias, sin dejar de trabajar con su taxi. Este es su primer crédito individual con MFP, ya que su trabajo siempre fue dentro de un grupo, pero por sus necesidades urgentes decidió incrementar su capital de trabajo y espera seguir contando con Microfinanzas PRISMA, quien le brinda lo necesario para el desarrollo de su negocio. Los 3200 soles que solicita le permitirán arreglar las fallas técnicas que tiene su auto para que trabaje con normalidad.

About Peru

  • $6,715
    Average annual income
  • 63
    View loans »
    Peru Loans Fundraising
  • $53,993,575
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD