María De La Concepción
La señora María de la Concepción Tórrez actualmente ha iniciado la labor de reconstruir su casa de habitación por las razones de que se ha venido dañando a medida que los años han venido transcurriendo.
Ella reside en el municipio de Somotillo del departamento de Chinandega donde muy sabiamente ha solicitado un crédito para dar lugar a la compra de los materiales de construcción para continuar con la labor en su obra. Ella anhela invertir directamente en su vivienda y así brindarle mejores condiciones de vida a sus pequeños hijos.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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