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Florence
Florence is a hard-working businesswoman. She has had a business selling used handbags for over seven years. She says that things are going okay, but times have been tough after the post-election violence in Kenya at the end of 2007. With a low level of stock, she says that she can’t attract a lot of customers.


With a child starting high school in January, Florence is concerned that she will not be able to afford the increased school fees. She would like to eventually take up small-scale farming in addition to the business she runs in town. With her loan proceeds, Florence will invest in a fresh supply of used handbags so that she can start bringing in the profits that she once did.

Additional Information

Important Information

Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.

About Kenya

  • $1,800
    Average annual income
  • 959
    View loans »
    Kenya Loans Fundraising
  • $41,753,600
    Funds lent in using Kiva
  • 76.2
    Kenya Shillings (KES) = $1 USD