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Teresa
Teresa sells charcoal and chocoties (a mixture of beans and maize) every day in the Manyatta neighborhood of Kisumu. She used to sell in the Oile Market closer to town, but the post-election violence at the end of 2007 forced her to move her business. She wants to grow her business and provide a good education for her five children. She says that she wants to give her children something that she never had—the chance to learn in school.


For Teresa, life is still very challenging. Her husband is a boda boda driver (bicycle taxi) and makes very little money. She says that after household expenses, there is very little left to put back into the business. She would like to take her loan and buy more charcoal, maize, and beans. With a little boost, her business can help provide the income her family needs.

Additional Information

Important Information

Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.

About Kenya

  • $1,800
    Average annual income
  • 657
    View loans »
    Kenya Loans Fundraising
  • $39,170,550
    Funds lent in using Kiva
  • 76.2
    Kenya Shillings (KES) = $1 USD