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Artur Daniel
Artur Daniel Z. was born in Inhambane. He’s 43 years old. He’s married and has three children, an 18-year-old girl, a 13-year-old girl, and a 1-year-old boy. The two oldest are currently going to school.
Artur had to drop school when he was 10 due to the large distance that separated his home from the school where he studied.
Besides his daughters, Artur is responsible for his two brothers who study in the capital city, sending them around 500.00MT, every month.

Artur left Inhambane with his uncle for the Vila de Namaacha municipality, next to the border with Swazilandia to find a job. Soon after he arrived, he found a job as a helper in the Civil Registry of the District of Namaacha, where they offered a salary of 1,200.00MT, but thanks to his hard work and good will towards the job, he was promoted to administrative assistant where they offered a salary of 2,600.00 MT working from 7:30am to 3:30pm on week days and from 6am to 10am on the weekends in case there was a wedding.

This is not the first time he requests for a loan from Hluvuku-Adsema, and he also obtained a loan from Banco Comercial (BIM millennium, for 21,000.00MT). This is the fourth time he requests for a loan from Hluvuku-Adsema. He will use the 10,000.00MT, to use to purchase construction material. The first loans (5,500.00MT; 7,000.00MT and 10,000.00MT) we also used for this same activity.

He is confident he won’t have any problems paying for this loan, and he also wants to request for a new loan to help his wife to improve her business.
View original language description ↓
Artur Daniel Z. nasceu em inhambane tem 43 anos de idade, e casado e pai de 3 filhos, a primeira de 18 anos, a segunda de 13 anos e o ultimo de 1 ano apenas. Os dois mais velhos é que vão à escola.
Artur quando interrompe os seus estudos na 10 classe devido a grande distancia que o separava de casa a escola onde estudava.
Para alem dos seus filhos Artur responsabiliza se pelos seus dois irmãos que estudam na cidade capital enviando lhes mensalmente um valor de 500.00MT.

Saiu de inhambane para o município da vila de namaacha na fronteira com swazilandia com seu tio a procura de emprego. Apos sua chegada, começa a trabalhar como servente nos Registo civil do distrito de namaacha onde auferia 1.200.00MT, mas devido ao seu desempenho e força de vontade no trabalho, ele é promovido para categoria de assistente administrativo onde auferir salário no valor de 2.600.00MT trabalhando das 07h30minh as 15h30minh meios de semana e nos finais de semana caso haja casamento das 6h às 10h.

Não é primeira vez que contrai empréstimo com a Hluvuku-Adsema, já teve um empréstimo num Banco Comercial (BIM millennium no valor de 21.000,00MT). Este é quarta vez que contrai empréstimo com a Hluvuku-Adsema e no valor de 10.000,00MT que pretende comprar material de construção. Os primeiros créditos (5.500,00MT; 7.000,00MT e 10.000,00MT) foram também para a mesma actividade.

Esta confiante que vai pagar cem nenhum problema e pedir um novo empréstimo para ajudar a sua mulher a melhorar os seus negócios.

Additional Information

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About Mozambique

  • $1,389
    Average annual income
  • 32
    View loans »
    Mozambique Loans Fundraising
  • $2,456,975
    Funds lent in using Kiva
  • 26.4
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $400 helped Artur Daniel purchase construction materials.
93% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 23, 2009
Listed
Aug 19, 2009
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2010