Charity makes a living selling second-hand clothing from her home. She is very business-focused and determined to lift her family out of poverty. She supplements her income by working as a fashion designer. Charity is 40 years old and has two children. She has applied for this loan to buy more second-hand clothing and a sewing machine. She extends her thanks to all Kiva participants who make this loan possible.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20