"Dear friends! I am Djamil's brother. I am very thankful to you, that you helped my brother to improve his business." He applied for a loan in 2007 from Kiva and repaid it very successfully.
You can see in the picture Djamil H.'s brother Djalal. Now Djalal is applying for a loan of 2000 AZN to improve his cattle breeding business.
Djalal was born in 1966. He is married and has 3 children. He is an Internally Displaced Person (IDP) from the Armenian-occupied territory of the Azerbaijan Fuzuli region, settled in Finnish houses that are built temporarily on the front line in the Fizuli region.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.