This group consists of eight women and two men who lives in the small village of Chivarreto, department of Totonicapán. The group was formed six months ago so the members could start working together to sell their products in the San Francisco El Alto market, located approximately 15 kilometers from where they live. Currently some of the female members make a living raising pig, cattle and chicken, while the two men work buying and selling clothing (skirts, shirts, etc.), which some of the other members make as part of their craftwork. For the members who raise the animals, it takes two months to fatten the livestock up to sell them at the nearby market. At present, the members want to increase their working capital, which is why they are turning to Kiva's partner to acquire a loan for them all to use. They think that with time their work will increase their profits as well as their monthly income, and in this way they can improve the quality of life for their families.
Son un grupo de personas que integrann 8 mujeres y 2 hombres, ellas y ellos viven en ALDEA CHIVARRETO del departamento Totonicapán ellas se organizaron hace 6 meses para empezar un negocio conjuntamente con las 10 personas tratando que sus ventas lo realizan a cada mes en el mercado de San Francisco El Alto del mismo departamento que queda aproximadamente a 15 kilometros del lugar donde vivien,actualmente ellas se dedican a la Crianza de ganado porcino, Bovino, y crianza de pollos, asi mismo los dos hombres que integran el grupo se dedican al Comercio compra y venta de ropa, falda, camisas, etc, y las otras se dedican a la Artesanía elaboracion de faldas, camisas, las personas que crían los animales cuentan con 2 meses de engorde para venderlos en el mercado cercano, actualmente quieren incrementar sus capitales con la que cuentan, por esa razon acudieron a la Asociación para adquirir un préstamo de cada uno de ellas, pensando que con el tiempo que con la actividad que realizan les aumentará sus capital, como también sus ganancias mensuales, y de esa manera obtener mejores condiciones de vida para sus familias.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.