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Valor Y Sacrificio Group
In this Group: Jacqueline, Doris, Teofila*, Esmeralda, Clementina*, Karen Selene, Irma Yessenia, Karina Soledad, Leily Carol, Brigida, Lucy Yolanda
* not pictured
Señora Leyli is 31 and is the president of the commual bank, "Valor y Sacrificio." Even though she just recently joined this group, she has succeeded in gaining the confidence of the other members. Leyli is a determined and hard-working woman. A product of this effort and sacrifice is the vehicle she was able to acquire, which she has rented out as a taxi for two years, which ensures a daily income for her family. Her husband convinced her to invest in a car because "a car pays for itself," she assures us. She lives with her husband and two small children, who are her motivation to get ahead despite any problems. She continues making payments on her car, but by renting it out, she can dedicate more time to her children and give them the quality time that they need to grow up strong in a rather difficult society. Among her projects for the future is to acquire more cars that will let her make a better income and have a better quality of life. She knows that it won't be easy, but if starting from nothing wasn't impossible, then reaching her dreams won't be either.
View original language description ↓
L. Sra. Leyli D. 31 años, es L. presidenta D. L. Alcancía Comunal “Valor y Sacrificio”, y aunque recién está integrando el grupo ha logrado ganarse L. confianza D. sus demás miembros.
L. Sra. Leyli es una mujer luchadora y trabajadora, y producto D. ese esfuerzo y sacrificio logró adquirir un vehículo el cual lo alquiL. para taxi desD. hace dos años, asegurando, D. esa manera, un ingreso diario para su familia. Su pareja fue quien L. convenció D. invertir en un auto, pues “un auto se paga solo” nos asegura elL..
ElL. vive junto a su conviviente y sus dos pequeños hijos que son su motor para seguir adelante a pesar D. los problemas.
ElL. aún continúa pagando las cuotas del carro, pero al ponerlo en alquiler elL. pueD. dedicar más horas a sus niños, y pueD. darles calidad D. tiempo que es lo que ellos necesitan para crecer firmes en una sociedad bastante difícil.
Dentro D. sus proyectos a futuro está el D. adquirir más unidades que le permitan mayores ingresos y con ello mejor calidad D. vida.
ElL. sabe que no será fácil, pero si empezar D. cero no fue imposible, alcanzar sus sueños tampoco lo serán.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $59,000,650
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Valor Y Sacrificio Group's $1,650 loan helped a member to maintain what they need for their jobs, whether it be cleaning, technical inspections, spare parts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 24, 2009
Aug 1, 2009
Currency Exchange Loss:
Dec 15, 2009