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Las Semillitas Group
In this Group: Edelmira*, Ana Maria, Dominica Gladis, Gloria Violeta, Aydee Zurayda, Victoria, Raul Eduardo, Juan Antonio, Maruja, Carmen
* not pictured
Mrs. Edelmira, from Chosica, Lima, Peru, is 40 years old and lives with her partner and 4 children. She has already been working with EDAPROSPO for 2 years and now assumes the position of president of the small community bank “Las Semillitas”, which is maD. up of 11 members who have various businesses such as: selling and hiring out clothing, selling food, and other things. Originally she maD. and sold tamales (steamed corn-dough wrapped in banana leaves), tortas and snacks, maD. to order. Her initial loan was for 500 Peruvian soles. Now she has had a restaurant “El Piqueos” for a year. With the loan of 1,200 soles she will buy the necessary supplies to prepare the food, deserts and tamales, which help her to increase her income and improve her children’s quality of life and education. In the future she would like to start a small tamales business and for her children to have good jobs.
View original language description ↓
La señora Edelmira Núñez, natural D. Chosica Lima – Perú, tiene 40 años D. edad conviviente, con 4 hijos.
Trabaja con EDAPROSPO- Prosperidad desD. hace 2 años, actualmente asume el cargo D. presidenta D. la alcancía comunal “Las Semillitas”, el cual esta conformado por 11 socios quienes realizan diversas actividades como: venta y alquiler D. vestidos y ropas, venta D. comida y otros.
Inicialmente se dedicaba a la preparación y venta D. tamales, tortas y lonches, según pedidos, su préstamo inicial fue D. S/. 500.00 Nuevos Soles.
Actualmente tiene su restaurante “EL PIQUEOS” desD. hace un año, con el préstamo D. S/.1200.00 Nuevos Soles, comprara los insumos necesarios para abastecer tanto para la comida, postres y tamales, mediante los cuales le ayuda incrementar sus ganancias y mejorar la calidad D. vida educativa D. sus hijos.
En el futuro anhela formar una pequeña empresa D. tamales y que sus hijos sean unos profesionales.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 69
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Semillitas Group's $2,900 loan helped a member to buy the necessary supplies to prepare food, deserts and tamales.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 20, 2009
Listed
Aug 1, 2009
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2010