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Ambe
Ambe S. is a 46 year old mother of four. She lives in Nchuabu, a neighborhood in Bamenda, Cameroon, and makes her living selling produce in the food market. In the past she has sold potatoes and coco yams, using the profit to buy more food, pay school fees and medication for her family.


With this next loan, Ambe will continue in the same vein; selling potatoes and coco yams. She also plans to sell plums. She will make a personal contribution of 50,000 fCFA to make sure that this business succeeds, but she is also looking for a loan to supplement this amount.


Her business plan is to purchase goods in bulk and resell them in the Bamenda market in small quantities at a decent profit. This plan will be coupled with S.’s experience in selling goods in the market. Her children will be there to help her.


S. will sell nutritious food to the people in the market at a lower price, and she will be able to reduce the distance traveled for people to be able to find food of similar qualities.

S. came to GHAPE because of the agreeable terms on loans, such as no collateral and low interest rates. She has come to love the organization because of the training and help received to help make her business a success.


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The Grounded and Holistic Approach to People's Empowerment (GHAPE) is a non-profit NGO based in Bamenda, Cameroon. GHAPE works towards the empowerment of the poor and poverty alleviation through a highly multi-faceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instils a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,180,425
    Funds lent in using Kiva
  • 464.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD