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Saidat Muyanja ‘S Group
In this Group: Saidat , Winfred , Hadjah , Sofia
Saidat is the leader of four members of a group. She is a 40-year-old married woman with five children between the ages of 10 and 21 years. All her children go to school. She resides in and owns a four-room house where she is staying with five people. Saidat takes care of additional family members. There is electricity and no piped water at her home. The family gets two meals a day. She resides and works in a semi-urban area which is in the outskirts of Kampala. Saidat stays in Nalukolongo selling bananas in Nalukolongo Market, in one of Kampala suburbs. She doesn’t incur any extra transport cost as she buys from her place of work. Saidat sells to an average of 20 people a day and sells to all categories of people. She works six days a week. Her major monthly expenses include school fees and daily market dues. She has been in this business for the last ten years. Saidat has been with MCDT for over seven years and is servicing her 14th loan, working all this long with the same group mates. She wants to use this loan to buy to more bananas. Saidat aspires to see her business grow bigger and to own a permanent business premise.


Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 204
    View loans »
    Uganda Loans Fundraising
  • $31,377,250
    Funds lent in using Kiva
  • 2,095.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Saidat Muyanja ‘S Group's $825 loan helped a member to buy more bananas for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 22, 2009
Aug 1, 2009
Currency Exchange Loss:
Feb 15, 2010