Check out other loans that are currently fundraising!
Gladys' Group
In this Group: Gladys, Hanifa , Teopista , Aisha , Mary
Gladys is the leader of a 5-member group. She is 48 years old, married, with six children aged between 19 and 29. She resides in and rents a one-roomed house where she is living with four people. Gladys takes care of additional family members. There is electricity but no piped water at her home. The family gets two meals a day.

Gladys resides and works in a semi-urban area which is on the outskirts of Kampala. Gladys lives in Naguru, running a little restaurant in Naguru market in one of Kampala's suburbs. She uses public transport to and from shopping as she buys from Owino markert, one of the busiest markets in Uganda.

Gladys sells to an average of 20 people a day and sells to all categories of people. She works six days a week. Her major monthly expenses include school fees and daily market dues and rent. She has been in this business for the last ten years.

Gladys has been with MCDT for over six years and is servicing her tenth loan, working all this time with the same group-mates. She wants to use this loan to stock more food for her little restaurant, such as rice and maize flour for resale. Gladys aspires to see her business grow bigger and own permanent business premises and a home.


Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 138
    View loans »
    Uganda Loans Fundraising
  • $31,940,600
    Funds lent in using Kiva
  • 2,095.0
    Uganda Shillings (UGX) = $1 USD