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Hadjah Nalongo’S Group
In this Group: Nalongo, Rose , Betty , Goreth , Florence
Hadjah is a leader of a 5-member loan group. She is a 33-year-old married woman with six children between the ages of 5 and 16 years. All of her children go to school. She owns a two-room house where she lives with nine people. Hadjah takes care of additional family members. There is electricity but no piped water at her home. The family gets two meals a day. She lives and works in a semi-urban area on the outskirts of Kampala.

Hadjah stays in Nalukolongo where she runs a ladies saloon in one of Kampala's suburbs. She uses public transportation to and from shopping because she buys from Kampala city shops. Hadjah sells to an average of 20 people a day and sells to all categories of people. She works seven days a week. Her major monthly expenses include school fees and rent for her business premises and her home. She has been in this business for the past 6 years.

Hadjah has been with MCDT for over six years and is servicing her twelfth loan, and is still working with the same group mates. She wants to use this loan to buy more food for her restaurant. Hadjah aspires to see her business grow bigger and own a permanent business premise.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 211
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,090.0
    Uganda Shillings (UGX) = $1 USD