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Roberto Jose
Roberto Jose is 37 years old and married with two children in primary school. He is an accountant and computer repairman. His wife has a small store selling clothing, cosmetics and other products. He is asking for his eighth loan to invest in a small video game business in his home where he earns additional funds to support his family by buying and selling new games cds and upgrading equipment and fixing up his shop. His dream is to be able to give his family the best life possible so that his children can grow in a comfortable and happy way and have the education to find professional work.
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Roberto Jose de 37 años de edad, es casado, trabaja como contador, ademas es tecnico en reparaciones de computadoras, tiene 2 niños cursando la escuela primaria, su esposa tiene una pequeña tienda de venta de ropa, cosmeticos y otros. Esta solicitando su 8vo credito para invertirlo en un pequeño negocio de video-juegos que tiene en su casa de habitacion donde obtiene ingresos adicionales para el sustento familiar, comprando nuevos cd de juegos, cambio de algunos equipos y acondicionar y poco mas el local. El mayor sueño de Roberto es poder darle a su familia las mejores condiciones de vida para que sus hijos puedan crecer en un ambiente feliz y comodo, ademas desea que estos estudien hasta que lleguen a ser profesionales.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $3,636
    Average annual income
  • 65
    View loans »
    Nicaragua Loans Fundraising
  • $23,485,000
    Funds lent in using Kiva
  • 20.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Roberto Jose invest in a video game room.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jul 25, 2009
Aug 13, 2009
Currency Exchange Loss:
Jan 19, 2011