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Dirita Group
In this Group: Teresa De Jesús , Mayra Del Carmen, Luisa Antonia
The Dirita Group consists of Luisa Antonia H. R., Teresa de Jesús Velásquez and Mayra del Carmen Velásquez. These three women come from the Dirita area and have few resources; they are very brave and hard working, entrepreneurial, with great desire to succeed.

Adim has granted Dorita great opportunities for their respective businesses and families. Today they need to continue working but in order to do so they need capital to invest in buying products for their respective businesses such as fruit and vegetables (lemons, oranges, squash, chayote, watermelon, papaya, etc.) and basic grains.

The coordinator of the group is 22 year old Luisa Antonia H. R. who 4 years ago began selling fruit and vegetables to help with her household expenses and her children ages 7, 6, and 5. Her fellow group member Teresa de Jesús Velásquez also sells fruits and vegetables in the Masaya market.

Meanwhile Mayra del Carmen Velázquez has a small convenience store where she sells products commonly used every day such as rice, beans, oil, eggs, meat, corn, soap, detergent, etc. She hopes to be able to be successful and continue working.
View original language description ↓
El Grupo Dirita lo integran Luisa Antonia H. R., Teresa de Jesús Velásquez y Mayra del Carmen Velásquez, estas tres mujeres provenientes de la comarca Dirita y de muy bajos recursos son muy valiosas ya que son laboriosas, emprendedoras y con deseos de salir adelante.

Dirita ya ha trabajado en conjunto con Adim lo que le ha otorgado mayores oportunidades para su negocio y su familia. En la actualidad ellas desean seguir trabajando pero para ello necesitan de capital para invertir en la compra de productos para sus negocios respectivamente como frutas y verduras (limón, naranja, ayote, chayote, sandilla, paya…etc.) y granos básicos.

La coordinadora del grupo es la señora Luisa Antonia H. R. de 22 años de edad que hace cuatro años inicio con la comercialización de frutas y verduras para ayudarse con los gastos de su casa y de sus hijos de 7, 6 y 5 años de edad. De la misma manera su compañera de grupo Teresa de Jesús Velásquez que también vende frutas y verduras en el mercado de Masaya.

Mientras Mayra del Carmen Velázquez tiene una pequeña pulpería que cuenta con los productos de consumo diario como el arroz, frijoles, aceite, huevo, carne, maíz, jabón, detergente…etc. Ella desea poder salir adelante y seguir trabajando.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 20.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Dirita Group's $425 loan helped a member buy fruits and vegetables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 29, 2009
Jul 30, 2009
Currency Exchange Loss:
Dec 19, 2009