Chou is twenty-nine years old and sells supplies from her home to the farmers in the village. She sells items like fertilizer, animal feed, and medicines for animals. She also raises pigs for slaughtering in a pen behind her house. Another source of family income comes from her husband who distills white wine. He also provides a service for a fee of hulling his neighbors' rice on his milling machine. Chou says that she manages her investment more successfully as the number of her regular customers increases. Recently, some of her supplies have been exhausted, so she wants to restock and is requesting a loan from Kiva’s partner, HKL, to purchase twenty-five sacks of fertilizer and a variety of other farm supplies to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.