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Mam Y. is thirty-five years old and a resident of Kompong Tom Province, where she lives with other family members in an old medium-sized wooden house. She currently relies on planting rice to earn a living. One part of the family income comes from her husband, who builds wooden boats. Also, he has been hired by neighbors to build and repair their fishing boat. Their daughter and son are in school and are dependent on Mam Y.'s income. She has a problem with transportation because she doesn’t own a vehicle. Therefore, she is taking out a loan to buy a motorbike for her family’s travel needs. She will use some of the loan to repair her old house that leaks and breaks down when heavy rains fall. Mam Y. and both of her children are pictured here.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 262
    View loans »
    Cambodia Loans Fundraising
  • $37,524,925
    Funds lent in using Kiva
  • 4,205.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Mam to buy a motorbike for her family’s travel needs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 8, 2009
Aug 1, 2009
Currency Exchange Loss:
Jun 24, 2010