Mam Y. is thirty-five years old and a resident of Kompong Tom Province, where she lives with other family members in an old medium-sized wooden house. She currently relies on planting rice to earn a living. One part of the family income comes from her husband, who builds wooden boats. Also, he has been hired by neighbors to build and repair their fishing boat. Their daughter and son are in school and are dependent on Mam Y.'s income. She has a problem with transportation because she doesn’t own a vehicle. Therefore, she is taking out a loan to buy a motorbike for her family’s travel needs. She will use some of the loan to repair her old house that leaks and breaks down when heavy rains fall. Mam Y. and both of her children are pictured here.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.