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Hing S., 48, and her husband, Keut Om, 47, are both shown in the photo above. This couple uses their house to run their own business by getting cloth from garment industry to sew into other products in order to charge fees. They typically make a daily revenue of US$ 3 per day to contribute to their family’s daily expenses. They were married years ago and blessed with five children; three of them are working as sewing workers in a garment factory.

Hing S. finds it hard traveling anywhere and she needs to pay a lot of money for it, because she doesn’t have her own vehicle for her and her family’s traveling needs. She has therefore decided to seek a loan to buy a used motorbike.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 251
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Hing to buy a used motorbike.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 20, 2009
Aug 1, 2009
Currency Exchange Loss:
Apr 15, 2010