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Maria Hortencia
María is a native of Cuenca and lives along the road to Misicata, which is to the south of the city of Cuenca. She is 59 years old, widowed, and has 4 adult children who have their own responsibilities. She lives in her own home with her entire family. For 25 years, she has worked in the “12 de Abril” Market selling cooked items such as kidney beans, lima beans, corn, mote (corn stew), vegetable salad, lentils, mellocos (a local variety of potato), and roasted peas. She has a good customer base, and because of her products, she has been able to make new friends. Her food items sell for as little as $0.25 USD all the way up to $10 USD for 5 gallons. She works from 7am to 2-3pm, which are the same hours that the market is open.


In the evenings, María will simmer the harder grains, such as dried beans, and then will get up at 4am to cook the vegetables and other products that are tender. She said that she is used to this routine because she has been working this way for so long, or it could be that she doesn’t know how to work any differently at her age. She enjoys her work because she is always surrounded by her friends and doesn’t mind spending so much time away from home.


María is requesting a loan to buy grain, since prices are lower at the moment. She has been a member of Fundación Espoir for many years and has taken around 11 previous loans. At the moment, she is requesting $1100 USD and hopes that someday she will be able to use her own capital to keep her business going. Her goal is to have a larger vending location in the same line of business and also open a respectable restaurant.

View original language description ↓
María es Cuencana vive por la vía a Misicata al sur de la ciudad de Cuenca, tiene 59 años es viuda, tiene 4 hijos todos son mayores de edad con compromisos, vive en casa propia con toda su familia, trabaja más de 25 años en el mercado 12 de Abril, vende granos cocinados como fréjol, habas, choclo, mote, ensalada de verduras, lentejas, mellocos, arvejas, tostado, tiene buena clientela ya que el producto se presta para poder ganar amigas, cuenta que vende desde 25 centavos de dólar hasta galones que cuestan 5 a 10 dólares, trabaja en un horario de 7 de la mañana hasta las 2 a 3 de la tarde según como este la feria.
María cuenta que por las tardes deja cocinando el grano más duro como son los granos secos, y por la mañana se levanta a las cuatro de la mañana para cocinar los que son los productos tiernos y verduras, María es acostumbrada a este ritmo de vida dice que pude ser por el tiempo que ella trabaja, o también puede ser por la edad que ella tiene. Cuenta que este negocio le gusta mucho porque pasa más tiempo de su vida fuera de casa rodeada de sus amigas y como esta sola no tiene para que llegar a casa.
Solicitó este crédito para invertir en el negocio comprando granos, porque hoy es temporada de adquirir mas barato, es socia de la Fundación ESPOIR hace mucho tiempo, más o menos tiene unos 11 créditos anteriores, hoy solicitó 1100 dólares, espera algún día tener su propio capital para seguir trabajando.
La meta que tiene María es poder tener un local más grande pero en el mismo sector, y tener su restaurante más presentable.

About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Maria Hortencia purchase grains.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 21, 2009
Listed
Aug 2, 2009
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2010