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Beasita S. is mother to twelve: four daughters and eight sons. Six of her children are of legal age and the others are still dependent on her. She is married to Jesus, a 52 year old carpenter. Considering the number of her children, Beasita found it hard to sustain the needs of her family her as her husband’s income is unstable. She strives hard to look for income and so, she was driven to join ASHI (Ahon Sa Hirap, inc.), an MFI and KIVA partner in the Philippines, in 2006.

Beasita’s previous loans were used in retailing charcoal and retailing of ready-to-wear clothes. But she has opted to put a big slice of her loan now to the resale of ready-to-wear clothes. This, she believes, could bring her enough income for her family.

Now, on her 4th loan, she proposes to borrow 20,000 pesos to pay for assorted products such as, pants, t-shirts, shorts and many other products for her retail business. She is positive that her business will be popular as, aside from waiting for customers to arrive, she also roams around the village to sell the products.

Beasita’s dream is really to send her children to school so as they will not suffer the same life that she is experiencing. She also dreams to have her own space for the display of her products.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 832
    View loans »
    Philippines Loans Fundraising
  • $63,369,350
    Funds lent in using Kiva
  • 48.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Beasito to pay for inventory for retail business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 27, 2009
Jul 27, 2009
Currency Exchange Loss:
Aug 15, 2010