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Ilda Ernesto
Ilda Ernesto N. was born in the Namaacha district. She is 39 years old. She is the mother of 4 children of ages between 6 and 14. She studied until fourth grade and she had to stop because she lost her parents. She had to live under the responsibility of family members who were not able to support her schooling fees (such as books and money for transportation)

Ilda left namaacha with her family members to go to Boane (km 16 before the city of Maputo) and she currently works in a Banana production enterprise in Boane (which exports to South Africa). She´s been working in Bananalandia as a weeder for over two years with a monthly salary of 2.000,00MT.

Besides formal employment, Ilda has been doing her own business for over 5 years.
She sells pots (she buys each of them for 130,00MT and sells them for 230,00MT). This is how she gets to save a bit of money for the difficult times.

She heard about Hluvuku-Adsema through some friends who were the first ones to request loans from Hluvuku.
This is her third credit of 10.000,00MT to purchase more pots and other products for resale. Her other two credits were of 2.000,00MT and 5.000,00MT, respectively, for the same activity.

She has not had a problem doing her business, despite being employed, she manages to harmonize her time very well. She hopes to see her business grow and after repaying this loan she expects to requests other loans to build her home with conventional building materials.
View original language description ↓
Ilda Ernesto N. nasceu no distrito da Namaacha, tem 39 anos de idade e mãe de 4 filhos com idades compreendidas entre 6 e 14 anos. Estudou ate 4 classe tendo parado quando perdeu seus progenitores e passou a viver sob responsabilidade dos seus familiares que não foram capazes de suportar os encargos escolares (uniforme livros dinheiro de transporte).

Ilda saiu de namaacha com os seus familiares para Boane (km 16 antes da cidade de Maputo) e actualmente trabalha numa empresa de produção de bananas em Boane (que ate exporta para África do sul). O seu trabalho na Bananalandia é de sacha ha mais de 2 anos com um salário mensal de 2.000,00MT.

Para alem do emprego formal, vem fazendo negocio a mais de 5 anos de experiencia. Vende panelas (compra cada a 130,00MT e vende a 230,00MT) e consegue poupar um pouco para momentos difíceis.

Ouviu falar da Hluvuku-Adsema através de amigas que foram primeiras a tomar o empréstimo com a hluvuku.
Esta é o seu terceiro credito no valor de 10.000,00MT para compra de panelas e outros produtos para revenda. Os primeiros empréstimos foram de 2.000,00MT e 5.000,00MT, respectivamente para a mesma actividade.
Não tem tido problemas para fazer o seu negocio, mesmo sem empregada, consegue harmonizar bem o tempo.
Espera ver o seu negocio a crescer bem e depois de pagar este empréstimo vai solicitar outros créditos para construir casa com material convencional

About Mozambique

  • $1,200
    Average annual income
  • 132
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 26.6
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $400 helped Ilda Ernesto resale of domestic articles (pots, pans, etc..).
94% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 6, 2009
Listed
Aug 17, 2009
Currency Exchange Loss:
Possible
Ended:
Sep 14, 2010