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Ayawa
This is a married woman, who is the mother of two children. She lives with her husband and their children in Apédokoè, an outlying neighborhood of the city of Lomé, near the Adidogomé quarter. Her business consists in selling charcoal. She's the only one in this business in her neighborhood. She's currently out of stock, and in order to resupply, she's seeking a loan from Kiva's partner, WAGES, to buy – and pay for the transport of – 30 sacks or charcoal. She gets her supplies in Sokodé, where charcoal is less expensive, so that her profit margin is higher.
View original language description ↓
Cette femme est mariée et mère de 02 enfants, elle vit avec son époux et ses trois enfants dans le quartier d’apédokoè un quartier périphérique de la ville de Lomé près du quartier d’adidogomé. Elle exerce comme activité génératrice de revenu le commerce de charbons de bois. Elle est la seule à exercer ce commerce dans son quartier. Elle fait face en ce moment à une rupture de stock, voulant se réapprovisionner elle sollicite de WAGES un crédit pour acheter 30 sacs de charbons de bois et assurer le transport de la marchandises. Elle s’approvisionne à sokodé où le sac de charbons de bois est moins coûteux, ainsi elle réalise une plus grosse marge bénéficiaire sur ses ventes.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 5
    View loans »
    Togo Loans Fundraising
  • $8,676,950
    Funds lent in using Kiva
  • 461.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Ayawa to buy – and pay for the transport of – 30 sacks of charcoal.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 27, 2009
Listed
Jul 27, 2009
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2010