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Patricia  Hidalia
Patricia R. is 35 years old and a resident of Samaria, an area of the Villa del Carmen community. Her husband is a machine operator. He helps her economically. She has five children, all of whom are older. Her plans are to improve the infrastructure of her house. For six months, she has worked in Villa del Carmen's town hall in the role of Envrionmental Director, and before that on mining projects.

She is thankful to the Institution for the loan with which she will complete improvements to the rooms in her house and a small annex by purchasing construction materials such as cement, beams, zinc, and bricks. This will achieve greater security and comfort for her family.
View original language description ↓
La Señora Patricia R. tiene 35 años de edad, habitante de Samaria una comarca de la comunidad de Villa del Carmen casada, su esposo es operador de maquinaria, le ayuda económicamente tiene cinco hijos todos mayores, los planes que tiene es mejora la infraestructura de su vivienda. Trabaja en la alcaldía de Villa del Carmen en el cargo de Directora del medio ambiente, desde hace seis meses y anteriormente en proyectos del mined. Agradece a la Institución por el préstamo con el cual realizara mejoras a la vivienda en los cuartos y un pequeño anexo comprando materiales de construcción como: cemento, perlines, zinc y ladrillos. El cual alcanzara una mayor seguridad y comodidad para su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 20.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Patricia Hidalia purchase construction materials to expand rooms.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 10, 2009
Aug 2, 2009
Currency Exchange Loss:
Aug 15, 2011