Tidjani Shaibu Adamu
Status: Paying Back - Delinquent
| $800 |
Loan Request
Pre-Disbursed
: Jul 3, 2009
Listed: Jul 23, 2009
Funded: Jul 28, 2009
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50% repaid
About the Field Partner
| Christian Rural Aid Network (CRAN) administers this loan. Learn more | |||||||
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| Field Partner: | Christian Rural Aid Network (CRAN) | ||||||
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| Field Partner Risk Rating: | |||||||
| Fundraising Status: | Active | ||||||
| Time on Kiva: | 26 months | ||||||
| Kiva Entrepreneurs: | 2521 | ||||||
| Total Loans: | $1,092,750 | ||||||
| Interest & Fees are Charged: | Yes (Learn more) | ||||||
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| Delinquency Rate: | 40.18% | ||||||
| Default Rate: | 0.00% | ||||||
| Currency Exchange Loss Rate: | 0.00% | ||||||
| More on this field partner >> | |||||||
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.5003 GHS = 1 USD |
About the Loan
| Location: | Siwdo, Ghana | Repayment Term: | 9 months (more info) |
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| Activity: | Electronics Sales | Repayment Schedule: | Monthly | |
| Loan Use: | His loan will be used to buy electrical appliances to sell | Currency Exchange Loss: | Possible | |
| Default Protection: | Covered |
Tidjani Shaibu Adamu sells electrical appliances at Kotokoraba in Cape Coast. Tidjani Shaibu has received technical institutional training. He is married and has 10 dependents. His wife is a trader. Tidjani Shaibu has been selling electrical appliances since 1993. He is responsible for paying school fees. His loan will be used to buy electrical appliances to sell. He hopes to reinvest his new profits in his business.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Tidjani Shaibu Adamu
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Loan has been disbursed
Location: Siwdo, Ghana
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Posted by
from Siwdo, Ghana
Jul 29, 2009 |
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Comment on this entry
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Repayment Schedule for Tidjani Shaibu Adamu
Repayment Schedule for Tidjani Shaibu Adamu
| Expected Repayments | Actual Repayments | Comments | |||
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| November 2009 | $133.33 | $133.33 |  Repayment Received
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| December 2009 | $133.34 | $133.34 | Repayment Received
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| January 2010 | $133.33 | $133.33 | Repayment Received
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| February 2010 | $133.33 | $0.00 |  Delinquent
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| March 2010 | $133.34 | Available Mar 1 | |||
| April 2010 | $133.33 | Available Apr 1 | |||
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