Tu Ángel Lucy Group
Such is the case with Maria Luz, who is 40 years old, married and has 4 children. She travels to the markets and fairs selling food.
Mayra is a 27 year old single mother of 1 son. She sells clothes upon request. Her sales are maD. on a credit basis to traders in the marketplace. She also travels to fairs where she buys and sells grain at the wholesale food market.
Silvia is 21 years old, single, and lives with her parents. She sells mobile phone accessories from a rented space.
The members need loans of different amounts ranging from 300 soles, 500 soles, 600 soles, and 800 soles, for a total of 13,300 soles for the entire communal bank group.
Their loans will be used to purchase fruits, vegetables, quinoa, wheat, rice, sugar, and mobile phone accessories.
Some of the members’ goals incluD. purchasing a car, financing their children’s education so that they can become professionals, building a home, and improving their businesses.
Las socias realizan diferentes negocios como la venta D. verduras, comidas, frutas, condimentos, prendas D. vestir, cereales, flores, abarrotes en general y celulares.
Como es el caso D. Maria Luz que es casada, tiene 40 años y 4 hijos, Maria Luz venD. comida D. manera ambulatoria en el mercado, también venD. en las ferias.
Por otro lado Mayra es soltera, tiene 27 años y 1 hijo, Mayra venD. ropa a pedido, sus ventas los realiza al crédito y a los comerciantes D. los mercados, además viaja a las ferias en donD. compra cereales y los venD. en el mercado D. abastos D. la ciudad.
Mientras que Silvia es soltera, tiene 21 años y vive con sus padres, Silvia venD. accesorios D. celulares en un local alquilado.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 500 soles, 600 soles, 800 soles, haciendo un total D. 13,300 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. frutas, verduras, quinua, trigo, arroz, azúcar, accesorios D. celulares.
Los sueños D. las socias son comprar un carro, que sus hijos culminen sus estudios y sean profesionales, terminar D. construir su casa y mejorar sus negocios.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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