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Cynthia M. is married and has five dependents. She has received schooling through junior high school. Cynthia sells rice porridge and charcoal at Amissano in Elmina, which she has done since 2002. Her husband is a cleaner. Cynthia uses her income to pay school fees for her children .She is requesting a loan to buy more rice and charcoal. With the new profits from her expanded business, Cynthia plans to reinvest and continue to grow her income.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,973,075
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Cynthia to purchase more rice and charcoal.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 10, 2009
Jul 23, 2009
Currency Exchange Loss:
Jun 6, 2010