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Seav S. is 30 years old and lives in Seim Reap Province. S. and her husband are working hard to ensure a comfortable life for their two school-aged children. She has been involved in a grocery business at her home since 2005 with a typical income of US $5 per day which is the primary income for her household. Her husband is a traffic police officer who works in Seim Reap Town, earning US $3 per day.

S. really wants take a loan of US $1000 to buy construction materials to repair her house and build a new grocery shop which is convenient and attractive for her customers. If she succeeds with her business plan, she will send her children to study at a good school for their higher education.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 279
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Seav construction materials.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 8, 2009
Jul 22, 2009
Currency Exchange Loss:
Jun 15, 2010