N. Bilender Azazil oglu is a local farmer living in Varkhankend village of the Saatli region. He has a big family consisting of 4 children and his wife. He has an animal husbandry business. He has very big problems in improving the business because of the number of animals and feeding them. He applied for 1200 USD as credit, of which 900 USD will be spent for an additional cow and 300 USD to purchase feed.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.