A. Gulshen Hasan kizi is a businesswoman from Varkhankend village of the Saatli region. She is a Mekhsetian Turk refugee and she has a small farm. She has a family consisting of an invalid husband and two children. It is very difficult to feed the family. Currently she has two cows and one calf on her farm, but the milk produced is not enough to feed the family. She has a clientele and there is demand for quality milk. She decided to meet this demand by receiving credit and she applied for 800 USD credit to purchase 1 more milking cow.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.