Chim S. is a 34-year-old father of two teenage children who are currently in school. His wife is a garment worker. Since early 1999, he has made a living both planting crops and fishing in and around Tonle Sap Lake. For his fishing business, he wakes up every day early in the morning to prepare his fishing equipment and then after the sun rises he hurries to bring his fish to his regular market retailers. He sells the fish to them on credit, which means he gets income from his customers after they finish selling. Recently, he hasn't been catching as much fish as before because his tools often break down. Therefore, he would like a loan to buy additional fishing tools for his business. He will use the remainder of loan to grow crops. He and his wife are pictured here.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.