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Mrs. Din Chin Village Bank Group
In this Group: Din, Sarin, Tith, Sitha, Ngann, Oeurn, Sarorn, Noeun, Sok Kea, Pha, Kung, Sok, Vannav, Ol, Marin, Aun, Saem, Sopheang, Vun, Saim, Sok, Sim
Twenty-two people living in Khnach Khang Tboung village in Takeo province comprise this village bank loan, and they will use the loan for various purposes. Mrs. Din C. is 27-year-old and the village bank president. She is a farmer who owns a small plot of land to cultivate rice. Her husband, Mr. Rous Ry, is a construction worker. Although this couple tries to work hard, they still earn little income to support their family. In order to improve their living situation, Mrs. Din C. decided to request a loan to buy piglets to start a pig breeding business. She has three children, one of whom is attending the local school, while the others are too young to work or study. Mrs. Sok Kea C., Mrs. Saim M., and Mrs. Sok K. do not come to take a loan but their husband are, so their husband are presented in the picture instead.

Seventeen members in this loan group have end-of-term loans, and the rest have monthly payment loans. They are not required to pay any principle on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 191
    View loans »
    Cambodia Loans Fundraising
  • $36,972,025
    Funds lent in using Kiva
  • 4,150.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Din Chin Village Bank Group's $2,325 loan helped a member to buy piglets to start a pig breeding business.
100% repaid
Repayment Term
months (Additional Information)
Repayment Schedule
Jul 9, 2009
Jul 22, 2009
Currency Exchange Loss:
Aug 15, 2010