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Señor De Ricra Group
In this Group: Maria Nieves , Gregoria , Marleny Julia , Edilia , Esperanza , Reyna , Aurea Brigida , Maura , Teodosia , Carmela , Olga , Lucia Vicenta , Margarita , Brigida , Epifania , Isac , Vanesa , Beatriz Flora
The communal bank Señor D. Ricra is part of the Wari project. The bank is beginning its 6th cycle with 18 members. The members come from the Vinchos district of Huamanga Province, in the Ayacucho Departament. Their principal activities are agriculture and livestock.

The members have different businesses, such as selling grains, groceries, small animals, fish, and food.

Such is the case of Maria Nieves, who is married with 4 children. Maria has a restaurant in her house, where she works every day. She also has a grain mill, where she mills grain for customers.

On the other hand, Gregoria lives with her significant other, and buys/sells small animals. She buys the animals in different communities and sells them at regional markets.

The members need different loan amounts - such as 300, 400, 800, and 1000 soles - combining for a grand totatl of 13,000 soles. Their loans will be invested in the purchase of cheese, vegetables, rice, sugar, potatoes, and soft drinks. The members' dream are to increase and improve their businesses, and that their children become professionals.
View original language description ↓
El Banco Comunal Señor D. Ricra es parte del proyecto Wari, El Banco Comunal inicia su Sexto ciclo con 18 socias. Las socias son del distrito D. Vinchos, Provincia D. Huamanga, Departamento D. Ayacucho. Las actividades principales son la agricultura y ganadería.

Las socias realizan diferentes negocios como la venta D. cereales, abarrotes en general, animales menores, pescado y comida

Como es el caso D. Maria Nieves que es casada, tiene 4 hijos, Maria tiene un restaurante en su casa, actividad que realiza todos los días, además Maria tiene un molino D. granos en donD. brinda servicio D. molienda.

Mientras que Gregoria es conviviente, se dedica a la compra y venta D. animales menores, los animales los compra en las diferentes comunidades y lo comercializa en las ferias D. la región.

Las socias necesitan diferentes montos D. prestamos como 300 soles, 400 soles, 800 soles, 1000 soles, haciendo un total D. 13,800 soles D. prestamos en el Banco Comunal.

Sus prestamos serán invertidos en la compra D. queso, verduras, arroz, azúcar, papa, gaseosas.

Los sueños D. las socias son que sus hijos sean profesionales, ampliar y mejorar sus negocios.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Ricra Group's $4,600 loan helped a member to purchase cheese, vegetables, rice, sugar, potatoes, and soft drinks.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 6, 2009
Jul 23, 2009
Currency Exchange Loss:
Jan 16, 2010