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God Is Love Group
In this Group: Mustapha, Ama, Joyce, Rita, Mary, Albert
Mustapha is 23 years old and single. He is a business-minded young chap. He sells phone accessories like phone chips, units transfer, phones and accessories. He identified an opportunity to provide customers with phone products three years ago, and started the business with a small amount of money given to him by his uncle. He is jovial and has a very good approach to his work. He buys his stock of goods from Kumasi in the Ashanti region of Ghana. He is requesting this loan to increase his stock.

Mustapha is the leader of a trust bank group called ‘God is Love’. He is the one squatting in the front in the group photograph. Most of the members of this group are petty traders, food vendors and/or farmers. In this group, members guarantee for one another as social collateral to access the loan and there is peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 41
    View loans »
    Ghana Loans Fundraising
  • $11,736,650
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of God Is Love Group's $2,400 loan helped a member to buy phone units, mobile phone chips, phone accessories, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 7, 2009
Jul 20, 2009
Currency Exchange Loss:
May 18, 2010