Rahinatu is forty-six years old. She is married and has eight children who are all still in school. She lives with her husband and children in a rented apartment in a farming/commercial town in the Brong Ahafo Region of Ghana. She is a food vendor. She cooks the food at her residence and sells by the road side in the day time. She buys bags of rice and other ingredients from Kumasi market. Rahinatu has been in business for over thirty years and wants a loan to buy bags of rice in bulk. She aspires to give her children good education.