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Agyenkwa Group
In this Group: Mary, Agnes, Sakina, Agnes
Mary is 45 and is married with seven children, all of whom are in school. Mary started her fish business thirteen years ago. Many people buy from her in the market place in her town. She prepares and serves her customers very tasty fish and for that reason she is a favorite of many. She buys stocks of fish from Yeji in the Brong Ahafo region of Ghana. She wants a loan to buy increased stocks of assorted fresh fishes, in order to have increased sales and income to support her children's education and her business growth. In the photograph she is the one sitting second from the right, in the brown dress.

She is the leader of a trust bank group called ‘Agyenkwa’, which literally means Saviour. Most of the members of this group are petty traders, food vendors and/or farmers. They request the loan to upgrade their business to increase sales. In this group, members guarantee for one another as social collateral to access the loan and for peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,960,950
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Agyenkwa Group's $1,475 loan helped a member to buy bulk fish.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 7, 2009
Jul 20, 2009
Currency Exchange Loss:
May 19, 2010