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Natalya is married. She has a 10-year-old son named Roman. Natalya owns a small store in the local mall in her hometown of Berdyansk, a town in the south of Ukraine near the Azov Sea. It is a neat little resort that is popular in summer when many people from all over Ukraine, Russia, and other neighboring countries come down to the sea for vacations.

Natalya sells clothing and beach items. Natalya’s business benefits from the tourist season. She currently has about 35,000 Grivnyas in inventory. Her monthly income amounts to 10,000 Grivnyas.

Natalya has been in the trade for 12 years. She is presently seeking a loan of 12,100 Grivnyas to diversify assorted merchandise in her little store and increase her turnover capital. Fellow businessmen characterize Natalya as an entrepreneur of integrity who always has a professional approach and manages her venture very skillfully. We believe these characteristics will help her succeed in her business and repay the current loan without any delinquencies.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 7.7
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Natalya to increase her turnover capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 21, 2009
Jul 20, 2009
Currency Exchange Loss:
Jan 15, 2010