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Kim's Group
In this Group: Kim, Xam, Chinh , Nghia, Thong, Nghien
Kim Thị Trương was born in 1962. She lives in Ngoc Loi, Dong Anh, Ha Noi with her husband and three children. Her sons are carpenters, and her small children are going to school. Her husband is a semiofficial policeman in the commune.

Ms. Kim is the group leader of a six-member group loan offered by SEDA. WhiL. each member of the group receives an individual loan, they all are responsibL. for paying back the loans of their fellow group members if someone is delinquent or defaults. Ms. Kim has participated in SEDA for three years. Her family has a carpentry workshop. Her family has a monthly income of about 5.500.000 VND. This time, she wants to borrow 5.014.000 VND (or 280 USD) to buy wood.

About the Other Borrowers in the Group:

Xâm Thị Trương was born in 1966. She has two children. She wants to borrow 4.578.000 VND (or 250 USD) to open a carpentry workshop.

Chinh Thị Đỗ was born in 1971. She has three children. She wants to borrow 4.578.000 VND (or 250 USD) to invest in her carpentry workshop.

Nghĩa Thị Lê was born in 1973. She has three children too. She wants to borrow 4.578.000 VND (or 250 USD) to buy wood.

Thông Thị Đỗ was born in 1960. She has a son. She wants to borrow 4.578.000 VND (or 250 USD) to buy wood.

Nghiên Thị Vương was born in 1959. She sells chickens in the market. She wants to borrow 4.578.000 VND (or 250 USD) to buy chickens.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 147
    View loans »
    Vietnam Loans Fundraising
  • $13,311,100
    Funds lent in using Kiva
  • 17,805.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Kim's Group's $1,575 loan helped a member to buy wood.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 23, 2009
Listed
Aug 1, 2009
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2010